财务风险的分析与防范(开题报告,论文12800字)
摘要
随着企业制度的改革与完善，我国经济持续增长，各行各业也进入了高速发展的阶段，这也给企业带来了更多的风险，这些经营风险使企业经营过程中的不确定性更加明显，使企业陷入运行质量不断下降的恶性循环中，即影响了企业的可持续经营能力、盈力能力及生存与发展，也影响了股东、债权人的利益，因此，科学的分析企业经营过程中的财务风险，对企业财务风险进行有效的控制，提出切实可行的方法，使企业能够可持续发展起到举足轻重的作用。本文通过对企业财务风险的类型、特征、成因、影响因素进行详细分析，结合实际的工作经验，及时发现经营过程中可能发生的财务风险，根据风险发生的原因，采取相应的应对措施与建议，对风险跟综、控制、规避，预测企业未来的财务状况，避免不必要损失的发生，这些对于快速成长的企业具有十分得要的借鉴意义。
关键词：企业财务风险 类型与成因 防范应对措施
Abstract
With the reform and improvement of enterprise system , China's economy continues to grow , businesses have entered a stage of rapid development, it also brings with it more risk , the risk of these operations make the business process more uncertainty obviously, to enable enterprises to run into a vicious cycle of declining quality , that affect the sustainable management capacity, surplus power capacity and survival and development of enterprises , but also affect the interests of shareholders, creditors, therefore , scientific analysis of business process financial risk, financial risk for effective control , propose practical ways in which companies can play a pivotal role in sustainable development. Based on the types of financial risk , characteristics , causes, factors detailed analysis , combined with practical work experience , to discover the financial risk management process that may occur, depending on the cause of the risk , take the appropriate measures to deal with the proposal , with comprehensive risk control , avoidance, predict the company's future financial position, to avoid unnecessary losses, which have to have a great reference significance for the fast -growing company .
Keywords : types and causes of corporate financial risk prevention countermeasures
目 录
摘要 I
Abstract II
前言 5
1财务风险的概念和特征 5
1.1财务风险的概念界定 5
1.2财务风险的基本特征 6
1.3财务风险防范机制的作用 6
2 财务风险的类型和成因 7
2.1财务风险的主要类型 7
2.1.1筹资风险 7
2.1.2投资风险 7
2.1.3经营风险 7
2.1.4担保风险 7
2.2财务风险的成因分析 8
3 财务风险的识别和分析方法 9
3.1财务风险的识别 10
3.1.1财务风险的表象 10
3.1.2产销运营风险 10
3.2财务风险的分析方法 11
3.2.1定量分析 11
3.2.2定性分析 12
3.2.3定性分析与定量分析相结合 13
4 加强我国财务风险防范的对策措施 13
4.1建立财务风险控制目标 14
4.2研究国家政策，制定战略规划 14
4.3提高财务风险意识 15
4.4完善内控制度 16
4.5优化债务结构 16
4.6保持合理负债比率 17
4.7加强资金的流动性 17
4.8建立财务风险预警机制 18
总结 18
参考文献 20 |
